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Joe Garza

Chief Integrations Officer

Joe, a payment veteran of 20+ years, is responsible for the development and expansion of Payroc’s integrated World Access platforms supporting ISVs, Payfacs, software organizations, and Fintech organizations globally. Prior to joining Payroc, Joe was the co-founder of eConduit – a global SAAS integration platform providing access to payment devices and acquirers globally. A member of the executive team, Joe is responsible for development and providing the first to market World Access integrated platform positioning Payroc as the first global access point for payments.


Joe’s payment experience extends into multiple payment organizations including Elavon, Moneris Solutions, and co-founded eConduit. With a diverse background in all aspects of integrated solutions, payment management, strategy, business development, and SAAS. Joe has successfully assisted the sale of multiple organizations including Moneris U.S., eConduit, and American National Bankcard.

Husband and father of 3 kids, his free time is non-existent coaching youth travel sports, ubering my son around the country to multiple states for hockey, and trying to convince his daughter fashionable clothes are great, but so is college. Joe enjoys the development of youth athletes and has coached youth athletes for 10+ years.