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Aaron Johnson

Chief Risk Officer

Aaron joined Payroc as Chief Technology Officer in May of 2014 further strengthening the organization’s executive leadership and technological capabilities. With an 11 year career in electronic payments and a lifetime passion for all facets of technology, Aaron was excited to join this rapidly growing company to focus on delivering a world-class experience. In addition to serving as Payroc’s SVP Payfac Trusty, Aaron also manages Payroc’s risk management and 3rd party vendor relationships.


Since 2004, Aaron has held various key senior risk management roles with Vantiv (VNTV: NYSE) and National Processing Company (NPC) which Vantiv acquired in 2010. Since 2008 Aaron was the Senior Manager of Vantiv’s and NPC’s merchant risk division. In this role, Aaron focused on transactional risk while coordinating oversight of risk investigations, chargebacks, and underwriting. Aaron was primarily responsible for a merchant portfolio with a volume of over $300B per year, delivering industry-leading results year-over-year. Aaron was a key member of the NPC team that built NPC’s risk system and then most recently lead the Vantiv team that enhanced and upgraded Vantiv’s risk management alert and CRM systems to address the ever-changing new and complex risk challenges facing the payments industry, including omni-commerce, complex eCommerce marketplaces, payment aggregation, and mobile payments.

Prior to joining NPC in 2004, Aaron gained a critical foundation in the payments industry including overseeing underwriting and collections for a POS equipment leasing company, executing POS system deployment and support for a leading NPC ISO, and managing the referral partner relationship and sales process for a large referral bank relationship in Chicago with over 100 branches. In Aaron’s spare time he enjoys spending time with his family, golfing, visiting craft breweries, and watching Chicago sports teams.