Save 100% on processing costs with our Fully Compliant Integrated Payments Solution

Payroc can help you eliminate 100% of your processing costs by adding a service fee to the transaction, which is paid by the customer and not the merchant.

When passing the costs of processing the credit card payment to the customer by way of service fees, this eliminates the cost of interchange to your business and is paid by the customer. The service fee for the transaction will go into an account that is controlled by Payroc, and we use that to pay the cost of processing the credit card payment.

Benefits of the Service Fee Model

The only funds you will see will be the transaction of the payment.

You can receive 100% of the transaction dollar value.

All of the cost and expenses will be withdrawn from the account that Payroc controls:

  • Interchange
  • Per Transaction
  • Costs that the merchant processor charges for service
  • You never have to deal with the service fee funds

You never have to deal with the service fee funds

  • The service fee for the transaction will go into an account that is controlled by Payroc.

We keep you in full compliance with all the card brand regulations.

The service fee model is a Payroc proprietary product that has been developed by our own internal team and controlled by us every step of the way.

What is the Typical Cost for a Service Fee?

A typical service fee ranges from 2.50% – 4.0%. Our team does a custom rate review on your behalf as a part of the cost analysis.  This gives you a fair rate that is guaranteed through the life of the contract.

Service Fees

Eligible Merchant Category Codes

9211 – Court Costs

9222 – Fines

9311 – Tax Payments

9399 – Government Services
(Not Elsewhere Classified)

8220 – Colleges, Universities, Professional Schools, and Community Colleges

8211 – Elementary and Secondary Schools

8244 – Business and Secretarial Schools

8249 – Vocational and Trade Schools

Contact us today to learn more